Dealing with Indonesian banks as suppliers of financial services may be a challenge. Lets presume English is not an issue, as many big banks do speak English. Finding a proper words and expectation to be met is matter of discuss and personal meetings.
You always need you bank to be on your side, your banker to understand what u as company do and why u do that. It has to a personal relationship, as you would benefit from it on both sides. Understanding what bank would like to do, what is banker penalises or where the bonuses come from is crucial. And not every banker is the same. His/her interests, motivation and expectation influence the success.
I never took bank as a one shot supplier. Especially on foreign markets. Why is that?
1. Banks and bankers have great connections.
2. Banks has its goals and experience.
3. Banks can do miracles if you listen to them.
4. Banks can save u in bad times
5. Banks can help to release the pressure on work force
6. Bank can increase motivation for your management
7. Bank can let you to protect your assets
8. Bank can postpone your liabilities
9. Bank can make u profitable
10. Bank can decrease the costs of your operation
11. Bank can make your shareholder happy
I look forward to it :)
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